Examples Of How Insurance Companies Question Timing
Getting financial relief is often part of a person’s recovery process, and it’s important to know that the timing of various actions and events can significantly influence the outcome of an insurance claim. Insurance adjusters are trained to scrutinize timing details to find reasons to deny or reduce claims.
To protect yourself from lowball offers, connect with an Orlando personal injury attorney who is familiar with these tactics and how to combat them. Being aware of the importance of timing and preparing accordingly means you can strengthen your case and improve your chances of securing the financial relief you need after an accident. Always speak to an experienced injury attorney before speaking to any insurance company.
Situations Leading to Timing Concerns
Insurance adjusters often question the timing of various actions to cast doubt on the validity of a claim. Here are some common tactics:
- Delayed medical treatment. If there’s a significant gap between the accident and seeking medical treatment, adjusters might argue that the injuries are not severe or are unrelated to the accident. For example, if someone involved in a motorcycle accident waits several days before visiting a doctor, the adjuster may claim the injuries could have occurred elsewhere.
- Late accident reporting. Failing to call the accident could be used against you. An adjuster might suggest that the delay indicates the accident was minor or that subsequent damage was unrelated.
- Inconsistent statements. Timing inconsistencies in statements given to police, medical personnel, or the insurance company can undermine your credibility. So it’s important if the timeline of events you describe to your doctor is the same as what you told the police.
- Delay in claim filings. Taking too long to file a claim can lead to suspicions. Adjusters may argue that the delay indicates that the claim is opportunistic.
Combatting the efforts of insurance adjusters requires proactive and strategic actions. This is one of the reasons a seasoned accident lawyer will always advise you to seek medical evaluation immediately after an accident, even if you feel fine in the moments following a crash. Some injuries, like whiplash or internal bleeding, might not show symptoms right away. Medical records created soon after the accident serve as critical evidence.
As You Recover, Document Everything
When it comes to saving information related to your recovery, it is better to save more than less. Keep detailed records of all medical treatments, any conversations with insurance representatives, and any other relevant events. Consistent documentation helps establish a clear timeline.
If you have any questions, reach out to a skilled Orlando personal injury attorney. Dedicated legal professionals can guide you through the process, ensuring that all actions are timely and properly documented. Lawyers can also anticipate and counter adjusters’ tactics, protecting your interests.
Have you been told there is a time discrepancy in your insurance claim? Insurance adjusters often scrutinize the timing of events to find reasons to deny or reduce claims. Thankfully, the talented attorneys at Israoui Law have the skills to protect your right to a full and fair financial package. Call 407-381-4529 today for the personal attention you deserve.
