Unique Concerns When Pickup Trucks Are Involved In Collisions

Pickup trucks are a common sight on Florida roads, valued for their versatility, power, and durability. Yet when it comes to accidents, pickup trucks present unique challenges compared to passenger cars and commercial vehicles.

From the increased risk of rollovers to the complexities of insurance and liability, accidents involving pickup trucks require careful attention and expertise. If you’ve been involved in a pickup truck accident in Florida, consult with an experienced Orlando personal injury attorney.  Always speak to an experienced accident attorney before speaking to any insurance company.

How Pickup Trucks Differ from Passenger Cars and Commercial Vehicles:

Powerful and versatile vehicles, pickups are distinct from other vehicles in several ways.

• Size and weight. Pickup trucks are generally larger and heavier than passenger cars, which can increase the severity of injuries in a collision. Their size also means that they may cause more damage to other vehicles involved in an accident.
• High center of gravity. Many pickup trucks have a higher center of gravity compared to passenger cars, making them more prone to rollover accidents, especially during sharp turns or sudden maneuvers.
• Purpose and use. Pickup trucks are often used for both personal and work-related purposes. This dual role can complicate insurance claims and liability issues, particularly if the vehicle is involved in an accident while being used for commercial purposes.
• Unlike passenger cars, pickups are designed to carry heavy loads. In the event of a collision, unsecured cargo can become a dangerous projectile, increasing the risk of injury to the vehicle’s occupants and others on the road.

Due to their unique characteristics, pickup trucks pose specific risks should a traffic accident occur. For instance, pickup trucks often have larger blind spots, which can make it more difficult to see smaller vehicles or pedestrians. This can increase the risk of accidents, particularly when changing lanes or backing up.

And while pickup trucks are generally built to be more durable, this can be a double-edged sword. In a collision, the rigid structure may offer better protection to the occupants but can also cause greater damage to other vehicles, leading to more complex insurance claims.

Accessing Compensation After a Pickup Truck Accident

Florida operates under a no-fault insurance system, meaning that your own insurance policy’s Personal Injury Protection (PIP) coverage will pay for your medical bills and certain other expenses, regardless of who was at fault. This applies to pickup trucks just as it does to other vehicles and may be the first claim filed when it comes to financial relief.  However, your PIP coverage does not cover 100% of your medical and/or lost wages under Florida law.

In cases where the accident results in significant injuries or damages, determining fault becomes critical. Pickup trucks often fall under different insurance policies, especially if used for work purposes, so talking to a skilled truck accident lawyer is advised. It’s important to work with an experienced Orlando personal injury attorney who can provide you with professional guidance.

Were you riding in a pickup truck at the moment of impact? Have a conversation with the attorneys at Israoui Law about your accident-related expenses and possible paths forward. For the personal attention you deserve, call 407-381-4529.