Wage Loss, Income Recovery Limits, And Legal Support
Car accident injuries disrupt lives in numerous ways, and one significant concern for many is losing income during their recovery period. If you were told by your healthcare professional to take time off work to heal, it is important for you to know that there are ways to access funds in order to protect your financial health.
In the state of Florida there are several avenues for monetary relief. Share the details of your situation with an experienced attorney. Once an Orlando personal injury attorney is familiar with the nuances of your case, they can play a vital role in strengthening your compensation efforts.
Personal Injury Protection (PIP) and Beyond
PIP insurance is mandatory in the Sunshine State. It is in place to provide immediate financial assistance regardless of who was at fault in the accident. Medical expenses, a portion of lost wages, and other costs, like transportation to medical appointments, could be covered. Specifically, PIP can cover up to 80% of your medical expenses and 60% of your lost wages, up to $10,000 minus any applicable deductible.
While PIP provides essential initial support, allowing individuals and their families immediate access to funds in order to manage a household budget, it may not cover all your expenses. This can be especially true if injuries are severe or a recovery period is extended. Then, additional avenues for recovery often need to be explored.
- Liability insurance. You can file a claim against the at-fault driver’s liability insurance for compensation exceeding your PIP benefits. When there is documentation to prove a right to recovery, full wage loss, pain and suffering, and other damages may be possible.
- Uninsured/underinsured coverage (UM/UIM). If there was a driver who was responsible for an accident but they do not have sufficient insurance, your UM/UIM coverage can help bridge the gap, providing additional compensation for lost wages.
- Workers’ compensation. Auto accident injuries that are sustained while performing work-related duties could be eligible for workers’ compensation benefits. When the situation involves a clear workplace injury, medical expenses and a portion of lost wages could be in reach.
Navigating the complexities of one or more insurance claims and ensuring you receive fair compensation can be challenging, especially when you’re focused on healing. This is where a skilled attorney can make a significant difference. Always speak to an experienced auto accident lawyer before speaking to any insurance company.
Maximizing Benefits and Negotiating with Insurance Companies
Always speak to an experienced auto accident injury lawyer before speaking to any insurance company. An attorney will work to ensure that all necessary documentation is submitted accurately and promptly to maximize your PIP benefits. Should your situation involve pursuing compensation from an at-fault driver’s policy, a seasoned Orlando personal injury attorney can also negotiate on your behalf to ensure you receive the full compensation you’re entitled to under your policy and from the at-fault party’s insurance.
Are you wondering about how much wage recovery you are eligible for? The attorneys at Israoui Law are familiar with how recovering from a car accident injury often means taking time off work, which can lead to significant financial stress. To access the personal attention you deserve, call 407-381-4529.
