When An Insurance Company Says They’ll Pay Your Healthcare Expenses

After a car collision, an insurance company representative might contact you with promises to cover your healthcare expenses. While this may sound reassuring, it’s important to approach these promises cautiously. After all, insurance adjusters work for the insurance company, not for you. To make sure you connect with a full and fair recovery amount, speak with an Orlando personal injury attorney before signing off on a settlement offer. Always speak to an experience accident attorney before speaking to any insurance company.

Promises Made by Insurance Adjusters

Insurance adjusters may seem sympathetic and cooperative, often claiming they’ll cover your medical expenses related to the accident. While this may be partially true, they may fail to address critical aspects of your claim, such as:

• Future medical expenses. Adjusters rarely consider ongoing or future medical needs, such as physical therapy, additional surgeries, or long-term medication.
• Lost income and non-economic losses. Their focus may be solely on immediate medical expenses, ignoring other damages like lost wages, pain and suffering, or emotional distress.
• Lowball settlements. They may offer a quick payout that seems adequate initially but fails to cover the full scope of your injuries and expenses.

These tactics are designed to limit the insurance company’s financial liability, not to ensure your full recovery. Legal professionals know how to thoroughly assess the impact of the accident on your life, including future medical expenses, loss of earning capacity, and non-economic damages. They will ensure no aspect of your claim is overlooked.

For instance, experienced attorneys work with medical experts, vocational specialists, and accident reconstruction professionals to build a strong case. These experts can provide evidence to support your claim for future expenses and long-term care. Florida’s personal injury laws can be complex, especially when dealing with comparative negligence or the nuances of PIP (Personal Injury Protection) insurance. An attorney will guide you through these challenges and protect your rights at every step.

Dangers of Settling Too Early

Accepting an insurance company’s initial offer without consulting an attorney can leave you financially vulnerable. Once you accept a settlement, you typically forfeit the right to pursue additional compensation, this is true even if unexpected expenses arise later. Because of this, accepting an offer too early could leave you struggling to pay for ongoing treatments or dealing with financial hardship due to lost income.

When an insurance company says they’ll pay your healthcare expenses, it’s essential to remember that their primary goal is to save money, not to ensure you receive a maximum payout. To be certain your best interests are front and center, having a skilled Orlando personal injury attorney on your side is vital. They will protect your rights, evaluate the true extent of your damages, and fight for the compensation you deserve.

Don’t let the insurance company dictate the terms of your recovery. Contact an experienced attorney today to secure your future and ensure justice is served.

Could you benefit from having a skilled negotiator looking out for you? The dedicated lawyers at Israoui Law understand insurance company tactics. They will fight to maximize your compensation, whether through settlement negotiations or litigation, if necessary. Call 407-381-4529 for the personal attention you deserve.